At this income level, with children and without assets, you should qualify for Medicaid which could provide coverage with no monthly copayment.

Medicaid is a federal program not administered through W-2. Wisconsin's plan to develop its own health plan for W-2 participants has been turned down by the federal government.

The state has introduced BadgerCare, a health plan for working families who don't qualify for Medicaid but are still below 200% of the poverty level.

For more information, Wisc Dept. of Health and Family Services


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